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Dilbert’s One Page Book on Personal Finance

Scott Adams has become famous thanks to his cartoon character, Dilbert – whose melancholy comments and office experiences have brought many chuckles over the years.

In addition to being a great cartoonist, Adams has worked in the banking industry and made millions of dollars – meaning that he is clearly a great go-to source for financial advice. And fortunately, he’s written a book on it!

And the good news is, his book is only one page long! Here it is:

Excerpt from his book Dilbert and the Way of the Weasel, by Scott Adams

  1. Make a will.
  2. Pay off your credit cards.
  3. Get term life insurance if you have a family to support.
  4. Fund your 401(k) to the maximum.
  5. Fund your IRA to the maximum.
  6. Buy a house if you want to live in a house and can afford it.
  7. Put six months expenses in a money market account.
  8. Take whatever money is left over and invest 70% in a stock index fund and 30% in a bond fund through any discount broker and never touch it until retirement.
  9. If any of this confuses you, or you have something special going on (retirement, college planning, a tax issue), hire a fee-based financial planner, not one who charges a percentage of your portfolio.

Adams says that he read dozens of finance books and wanted to write his own. However, after coming up with these 9 points he realized that he had covered everything! Unable to stretch these thoughts out, he decided to leave it at that.

If you’re ready to start investing in an IRA or money market account, consider this list of investment tools to make the process effortless.

Finally, is there anything else that you would add to Dilbert’s exhaustive book?

Dilbert Cartoon


Rob is enthusiastic about everything related to money and investing. A financial analyst and instructor, he enjoys using what he’s learned from 10 years of studying business and money to help others achieve financial stability. He founded Money Nomad in 2014!

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  1. I love Scott Adams. For a cartoonist, he is very wise.

    A good item to note is that if you decide to save up for a house, don’t put those savings in stocks. Keep those short term savings safe from the market.

    1. That is a good point Jake. The stock market can shoot up, but it can also drop. It’s a good idea to keep any funds that you will need in the near future out of the market. Thanks for the comment Jake!

  2. Pingback: Dilbert's One Page Book on Personal Finance - Rockstar Finance

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